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| Savings Tip "We find the grocery stores with the best deals on certain items and then we stock up on the item at that store. We will buy groceries from 3-5 different stores."
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Savings on Home & Auto Insurance Costs
If you ask yourself "How can I save on insurance" these
saving tips and resources are for you:
- Most insurance companies will increase your auto insurance premium
substantially after two or more speeding tickets or other violations. Do
some preventative maintenance by driving under the speed limit and
obeying traffic laws!
- They type of car you drive can greatly affect premiums.
Sportier cars typically demand higher premiums. Call your car
insurance agent up before purchasing your vehicle to see what the
insurance will cost.
- Insurance premiums can be lowered significantly by raising your
deductible amounts. Insurance protects you from excessive costs -
raising your deductible still provides this benefit - just make sure the
deductible amount is something you can afford.
- Used cars will cost much less to insure. A much older used car
with low value will not require comprehensive coverage if you are
willing to buy a new vehicle in the event the older vehicle is totaled
out.
- Ask for a multiple policy discount. If you buy home, auto, and
life all from the same agency, you should get a discount.
- Think twice about buying whole life insurance as compared to the
less expensive term life. For more information on this issue, go
to
this link.
- When seeking employment, place great consideration on health
benefits. A good paying job with little or no comprehensive health
plan for your family will mean high premiums to a third party!
- Shop around for insurance - rates vary greatly!
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